United Healthcare Insurance for Alcohol & Drug Rehab

Need Help Paying for Rehab With United Healthcare Insurance?

Our admissions team is available 24/7 to help verify your insurance and assess your coverage for rehab

If you or a loved one is struggling with substance use and have United Healthcare insurance, you may be eligible for addiction treatment services in rehab.

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We know how important it is to have insurance coverage. Did you know you can also use health insurance for mental illness and substance abuse treatment? Often, those without coverage find the cost of rehab a barrier to getting help. If you have insurance but aren’t sure what your policy entails, you might feel unsure about paying for treatment using insurance. Fortunately, at South Coast Behavioral Health, we aim to make using insurance for rehab simple and easy. If you have insurance through United Healthcare, we can help you better understand your plan and what treatments are covered. If you want to use United Healthcare insurance for addiction treatment, read more about the insurance provider below and contact our team for more information.

What Is United Healthcare?

United Healthcare is a health insurance company based in the United States. Since its founding in 1977, it has become one of the largest nationwide insurance companies, offering policies in all 50 states. United has connections with over 1.3 million physicians, 6,700 hospitals, and treatment facilities in its care network.

United plans and policies provide coverage for addiction and mental health treatment. The company aims to make insurance simple. Head to their member sign-in page and log in with your HealthSafe ID and password to review your policy. We can help you with this stage if you provide basic information like your name, state, member ID, and contact info to our insurance verification team. Understanding your plan is the first step toward using United insurance for rehab.

Understanding United Healthcare Insurance Policies

Like most insurance companies, United breaks its plans into tiers from the least expensive to plans with the highest monthly premiums. How much you pay monthly for your health insurance depends on how extensive the coverage in your plan is. Here are United’s insurance tiers:

Different insurance tiers determine your monthly costs and what you pay for each service. However, they don’t affect the quality of treatment you receive. Regardless of your tier, everyone receives the same level of care from a rehab provider.

Understanding insurance terms can be tricky. Your deductible is what you pay at the start of each insurance year before coverage kicks in. You need to cover this amount before insurance helps with expenses. Typically, lower-tier plans have higher deductibles but lower monthly fees, while higher-tier plans have lower deductibles but higher monthly payments. People choose tiers based on many factors like age, pre-existing conditions, location, and more. 

What United Healthcare Policies Cover Addiction Treatment?

United Healthcare provides coverage for addiction treatment, which is one of the mandated essential services insurance providers must include in their plans. How much coverage is included depends on your policy and treatment needs. Keep in mind that every aspect of treatment is based on your situation. This includes what services you need, the length of your recovery, and your location are all factors. On top of this, your policy level determines the ins and outs of your fees, including deductible, co-pay, co-insurance, and out-of-pocket costs.

Most policies will include behavioral health, mental health, and addiction coverage. Knowing the details of your plan and tier makes using health insurance for rehab much more accessible. Our team at South Coast Behavioral Health can help you better understand your coverage and find you a treatment program that offers a brighter future.

United Healthcare Referral for Rehab

Your policy may require you to receive a referral from your medical practitioner recommending you see a specialist for care. This can apply to addiction rehab. Once your insurance receives notice, they will cover your treatment in accordance with your plan. It’s best to examine your policy to determine when referrals are required to help keep the process moving when it comes time to get help.   

United Healthcare Pre-authorization for Rehab

Pre-authorization is when your treatment provider certifies you are eligible for services, including prescriptions and specialized treatment. To ensure individuals receive tailored treatment, getting precertification is often the first step before you begin using insurance for rehab. Don’t let your recovery be delayed due to preauthorization. We can help you look over your insurance beforehand. Then, you’ll know to make an appointment with your doctor to get preauthorized.

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Looking for quality substance abuse treatment that’s also affordable? South Coast accepts most major insurance providers. Get a free insurance benefits check now.

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Rehab Programs Covered by United Healthcare Insurance

United insurance provides coverage for behavioral health services, including substance use disorder (SUD) rehab. The financial burden of treatment can be a major deterrent for many. United Healthcare’s coverage for essential services, including addiction treatment, takes much of the stress out of getting better. Factors like coverage amount, deductibles, co-pays, and co-insurance depend on your policy. If these details feel overwhelming, there’s no need to worry. We can work with United to determine this information on your behalf.

Our recovery programming is arranged into levels of care. Individuals can progress through them as part of a comprehensive recovery track or enter into the stage they’re ready for. Rehab is flexible, depending on your needs.

South Coast Behavioral Health’s levels of care are as follows: 

United insurance provides at least partial coverage towards the above levels of care, depending on the plan. You will need to explore your policy for details on what to expect regarding cost.

United Healthcare Coverage for Detoxification

Medical detoxification is the first step of recovery. Undergoing professional detox in a rehab facility is a safe and effective way to begin recovery. Detox generally lasts about seven days, but it depends on certain factors, like the substances being abused and for how long. Our medical team can provide comfort medication during the process to reduce discomforts like cravings and withdrawal symptoms. Many United policies include at least partial coverage for detox. 

United Healthcare Coverage for Residential Treatment

Following detox, the next step in the recovery process is often residential treatment. Much like detox, inpatient care involves living at a treatment facility full-time while undergoing therapy. United plans and policies may cover all or part of the cost of residential care, including the various therapies and treatments offered by a rehab center. Speaking with the admissions team at South Coast Behavioral Health can give you a better idea of what’s covered in your plan.

United Healthcare Coverage for Partial Hospitalization

Following residential care, clients have the option to move into the first stage of outpatient care, known as partial hospitalization. Unlike residential care, PHP involves clients living at home or in sober living homes while undergoing treatment daily. Most United insurance plans cover at least some portion of PHP. Speaking with the team at South Coast can offer more insight into what’s covered under your plan.

United Healthcare Coverage for Intensive Outpatient Treatment

Intensive outpatient program (IOP) is a further step down from PHP. Clients may only attend treatment a few times per week while enjoying the flexibility to attend to other obligations while making strides in recovery. The goal is to begin the transition back to everyday life free from the confines of drugs and alcohol abuse. United insurance plans often cover all or a portion of IOP. If you’re unsure about your plan, South Coast Behavioral Health can work with you and your insurance company to establish a treatment plan that is in accordance with the details of your policy.  

United Healthcare Coverage for Medication-Assisted Treatment (MAT)

Medication-assisted treatment (MAT) is used in a number of situations during recovery. For those undergoing detox, certain medications can help lessen the severity of withdrawal symptoms as well as reduce the intensity of drug or alcohol cravings. MAT can also help reduce the frequency and severity of protracted withdrawal symptoms following detox. It’s important to remember that using medication in rehab is something that needs to be overseen by medical professionals. United insurance may cover the cost of MAT, but check with your policy to be sure.

South Coast Behavioral Health uses FDA-licensed medications for opioid addiction (methadone, naltrexone, and buprenorphine) and alcohol use disorder (naltrexone, disulfiram, and acamprosate). United Healthcare includes coverage for prescription medication in most plans, including for mental illness and substance use disorders. Considering the cost of some medications, using insurance can be very helpful in making rehab more affordable.

Using United Healthcare for Mental Health Treatment

The Affordable Care Act (ACA) defines mental health treatment as an essential service for which insurance must provide coverage. United Healthcare includes different behavioral health services in its policies. What is covered will depend on your own plan, but you should have some benefits for:

You may need preauthorization from United Healthcare for some mental health treatments. Reviewing your policy can help answer initial questions you have before getting in touch with treatment professionals who can do a deeper dive into what therapies are covered under your plan. 

We Are In-Network With Aetna, Anthem, & Cigna Health Insurance Plans

South Coast Behavioral Health is proudly an in-network provider of substance abuse and dual diagnosis treatment services for BlueCross BlueShield Anthem, Aetna, and Cigna health insurance plan members.

Aetna Insurance Logo- We accept Aetna Insurance Plans

We also accept most major insurance providers

Tricare insurance
Providence Health

If you are ready to recover, please reach out to speak with one of our admission coordinators.

Should I Use United Healthcare Insurance for Rehab?

Paying for rehab should never be a barrier to getting the help you need. Because of the stigma surrounding getting help, some may put it off or not even consider it in the first place. Insurance is one of the best ways to reduce out-of-pocket expenses in rehab or, in some cases, eliminate them altogether. Using United Healthcare for rehab is something everyone should consider when they realize that substance abuse or mental illness has grown into a serious problem.

The admissions team at South Coast Behavioral Health can review your insurance policy, contact your provider if necessary, and outline a recovery plan that works within the scope of your policy and your budget.

Verify Your United Healthcare Coverage Now

Unsure about what your United Healthcare policy covers? That’s where the team at South Coast can be a huge help. We work with your insurance provider to understand what is covered and what isn’t. Trying to navigate the complex world of health insurance on your own can make recovery more difficult than it needs to be. Leave the stress and anxiety behind and let South Coast Behavioral Health lead the way. Our insurance verification team is ready to help anyone learn more about their United Healthcare insurance policy and what treatments are available. You can use our simple and easy insurance verification form to reach out to our admissions team and start the process.

Finding United Healthcare Rehab Near Me in Orange County, California

Finding the right substance abuse recovery provider is essential for success. Although there are likely many providers near you, you want to consider certain factors. Are they in-network with United Healthcare insurance? What therapies do they offer? Do they have a reputation for success? The best treatment centers employ skilled clinicians at safe and comfortable facilities that have helped countless others turn their lives around. 

South Coast Behavioral Health is a United Healthcare insurance rehab provider located in Orange County, California. We are proud to offer evidence-based treatment programs for addiction and mental illness, including specialty track programs for members of the military, veterans, first responders, and their families. 

Our addiction rehab centers are located in several cities throughout Orange County, California including:

South Coast is honored to provide specialized treatment for veterans and first responders within each of our United Healthcare rehab centers in Orange County, CA. Our Valor Program offers individualized treatment with a focus on trauma-informed care.

At South Coast’s United Healthcare-approved rehab facilities, our clinicians understand the unique challenges faced by those in the military. Throughout our substance abuse treatment programming, we provide compassionate care and support throughout the recovery process.

During treatment, veterans gain access to a variety of helpful substance abuse treatment services such as medication management, behavioral therapy, and addiction counseling.

In addition to evidence-based therapies, we also offer holistic options for a well-rounded approach to healing. These include expressive arts therapy, which allows clients to explore their feelings through creative outlets. This can be especially beneficial for veterans who have difficulty verbalizing their emotions.

We also provide dual diagnosis treatment for co-occurring mental health and substance abuse disorders and medication-assisted treatment (MAT) for those struggling with addiction.

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TRICARE Insurance

Paying for Rehab with United Healthcare

We understand paying for addiction rehab on your own may not be an option. The good news is United Healthcare Insurance can provide ample coverage for addiction and mental health treatments and services. We want to help you feel comfortable about using your insurance policy at our facility. You don’t need to worry about paying for services outside your coverage because we can walk you through the options. A fulfilling future of sober wellness is on the horizon, so it’s time to take the first step down that path.

South Coast Behavioral Health is here every step of the way to support you through this process with compassion and expertise. To learn more about paying for rehab with United Healthcare insurance, reach out to us at (866) 881-1184.

We are here to help because we’ve been there.

The Treatment Experience at South Coast

What Our Alumni Have to Say

This place truly saved my life. I'll be forever grateful for the opportunity to get and stay sober here... Everyone was great. This experience definitely paved the way for a real future for me and for my son. Thank you.

J.C. Alumni of SCBH
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